Hybrid Hot Water Heater

Opinion
Hybrid Water Heating System Today is Earth Day; we all need to work together to save our planet Earth form further and irreversible destruction.  If each person takes one step forward in the direction of living "green" we will make huge strides toward the big picture.  As Cape Coral home owners we can take a close look at our appliances and the energy we are wasting because of our out dated and less efficient models. One new product to recently hit stores in Cape Coral and across the country is a hybrid water heater.  This is an appliance that we don't think of to often, until we step into the shower one morning and find it to be frigid.  Or worse come home from a long day of work, and are greeted…
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Cape Coral Real Estate Compared to Black Friday

Buyers, Cape Coral Real Estate, Cape Coral short sales, Opinion, SW Florida Real Estate
Cape Coral, FL   Real Estate news How our current real estate market relates to Black Friday.   We all know Black Friday. The day after Thanksgiving that so many rush out in the wee hours in the hope of finding that AWESOME deal on some electronic or other great Holiday gift.   We'll compare the glossy store circulars to the real estate websites.   A couple will be lucky & will be able to buy one of the 3 50" flat screen t.v.s for $50. We'll call that an under valued short sale that got lucky. You know the $50,000 home that exists in Cape Coral. You look at the photos online and can't believe your eyes. But you get down here to see that the house needs a lot…
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Cape Coral Short Sales | Cape Coral short sale advice

Cape Coral Real Estate, Cape Coral short sales, Opinion, Sellers, SW Florida Real Estate
Cape Coral Real Estate - How Short Sales should work - our opinion Short Sales and How I Think They Should Be Handled   First of all I do not believe that any real estate agent should list a home as a short sale without having done some research first.     Research   You should have a preliminary title search done to determine if there is a second mortgage or any other liens on the property. Determine who the owner(s) are.                 Document Collection   Next, you should collect all of the necessary paperwork that the lender will require for their short sale package. (Some banks require less/more documentation but this is a very ’standard’ list)   Obviously the following that you’d normally complete:   CMA -…
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Cape Coral Short Sales | Advice for banks

Cape Coral Real Estate, Cape Coral short sales, Opinion
I'm a firm believer in only addressing a problem if you have the solution. The recent blog I wrote about Countrywide short sales sure caused a lot of comments, emails and phone calls. Not to worry, I have a solution. Read the full article about Countrywide Short Sales and the WHY behind this post. Here's what I propose the banks do to collect the most money back on these bad loans:   1)    Have an intake department with a checklist of items needed in package (timeframe: same day of receipt) a.     Reject all that are missing items - send letter of explanation b.     Forward on all complete packages to analysis team   2)    Analysis Team - reviews package (timeframe: 2 days of review) a.     Verifies hardship b.     Verifies value c.     …
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Countrywide Short Sales

Cape Coral Real Estate, Cape Coral short sales, Opinion
I no longer handle short sales through Countrywide. As an experienced short sale listing agent, I've had enough. I'll still help you with a short sale through ANY OTHER LENDER. Just not COUNTRYWIDE. Read my story about why: Countrywide short sales - a story   Enjoy.....WHY/HOW are they still in business? Oh yeah, thanks to Bank of America...ya, go B of A! :P   copyright 2008 Susan Milner Florida Future Realty, Inc. Cape Coral Short Sales
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